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The French Property Buyer's Handbook (2nd edition) by Natalie Avella
  • The French Property Buyer's Handbook (2nd edition)

  • Everything you need to know about buying a house and moving to France

  • by Natalie Avella
  • £8.90
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    • Product code: 22529
    • ISBN: 1897597738, ISBN13: 9781897597736, 440 pages, paperback
      Published by Harriman House in 2006 , 2nd edition
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    Description of The French Property Buyer's Handbook (2nd edition)

    This essential 2nd edition takes you through all the stages of buying a house and moving to France, covering everything a non-French person needs to know about:

    Buying a house in France
    - choosing the right area
    - the different property styles
    - looking for the right property
    - dealing with property agents
    - building your own house
    - arranging finance for the purchase
    - negotiating the property transaction

    Living in France
    - moving into your new house
    - getting all the paperwork right
    - opening bank accounts and tax
    - health and the French social security system
    - running a gite business
    - finding a job or starting a business in France

    Plus hundreds of tips and lots of advice on all those small matters that are key to making your purchase in France a success.

    All this is explained in straight-forward language, supported by a wealth of tables, contact details for further information, and many case studies of people who have bought property in France.

    Is this book for you?

    The book is for anyone looking to buy a property in France to use as a holiday home, to work from, or to start a new life abroad.

    It can be used as an active reference guide when "on the ground" in France, getting up early for that 8am appointment with an immobilier. But can also be used by people thinking about moving to France in the future, but who are not quite ready to make the move yet. This book highlights all the issues that you need to consider.

    Contents of The French Property Buyer's Handbook (2nd edition)

    About the author
    Acknowledgements
    Preface
    What the book covers
    Who the book is for
    How the book is structured
    Supporting web site
    Introduction

    1. It's a big decision - what to consider first
    Where to buy
    Getting to France
    Hiring a car
    Interview with a property buyer

    2. Overview of the French property market
    Interview with a property buyer

    3. Choosing an area
    Understanding France's communes, departements and regions
    Interview with a property buyer

    4. What type of property
    Old property
    The different styles of old property
    Buying an old property
    Renovating an old property
    New property
    Buying off-plan (sur plan)
    Apartments (copropriete)
    Management of the building
    Annual meeting between owners
    How charges are divided between apartments
    Le Reglement de Copropriete
    The area of your copropriete
    Other information to feature in the acte de vente
    Summary
    Shared ownership (bi-propriete)
    Timeshares
    Costs of timeshares
    Timeshare exchange
    Timeshare law
    Avoiding the Hard Sell
    Owners Clubs
    Renting
    Interview with a property buyer

    5. Building your own house
    Architects
    Using an architect
    Fees
    Questions to ask an architect's firm
    If you already have architectural plans
    Land
    Finding land
    Lotissements
    Planning permission
    Builders
    Choosing a builder
    Contracts
    Mandatory guarantees and insurances
    Builder problems
    When the work is finished
    Types of contracts
    Using a maitre d'oeuvre (master of works)
    Employing independent tradespeople and supervising the entire project yourself
    Building an environmentally friendly property
    Building a swimming pool
    Builders merchants and DIY shops
    Interview with a property buyer

    6. How to find that perfect property
    The internet
    Agent immobilier (the estate agent)
    Notaires
    UK-based agents
    Personal property searchers
    Petites annonces (classifieds)
    Auctions
    Viewing and information in advance
    The day of the auction
    After the auction
    Interviews with agencies in France

    7. The property transaction
    Surveys
    Contracts and conveyancing
    The role of the notaire
    The preliminary contract (avant-contrat)
    Checks made by the notaire following the avant-contrat
    Pre-emption rights (Droits de pre-emption)
    Final contract (acte de vente)
    Legal advice
    Fees for purchasing the property
    Notaire's fees
    Agent immobilier fees
    Other payments
    Mortgages
    Where to get your mortgage?
    Mortgage terms
    Getting the process going
    Interview with a property buyer

    8. Moving in
    Removals
    Interview with a property buyer

    9. Living in France
    Visa requirements
    Entry and residence of EU Nationals
    Entry and residence of non EU Nationals
    Currency
    The Euro
    Banks
    La Banque de France
    French bank
    Banking at La Poste
    English speaking banking services
    Choosing your bank
    Opening a bank account
    Transferring money
    Tax
    Income tax
    Capital gains tax
    Wealth tax
    Taxe sur la valeur ajoutee TVA (VAT)
    Tax on pensions
    Local taxes
    Inheritance
    Wills
    French Succession Law
    Inheritance Tax
    Ownership en indivision
    Clause Tontine
    Change of matrimonial regime
    Lifetime gifts
    Societe Civile Immobiliere
    Les Union Libres and P.A.C.S
    Social security
    Healthcare
    Learning French
    Evening courses
    Specialised centres
    Private tutoring
    Self-study
    Online courses
    Telephone/Email tutorials
    Bi-lingual magazines and books
    Learning French in France
    Childrens' education
    State schools or private?
    Registering your child with a state-run school
    The stages of school
    Energy in France
    Electricity
    Gas
    Bottled gas
    Solar energy
    Using your fireplace
    Heating with oil
    Cost comparisons
    Cars
    Taking your car to France
    Buying a car in France
    Driving licences
    Vehicle insurance
    Taking pets abroad
    Dogs and cats
    Taking your horse or pony to France
    Other pets (including rabbits and guinea pigs)
    Animal welfare and the long journey
    Holiday home swapping
    Interview with a property buyer

    10. Working in France
    Running a gite or a B&B
    Chambre d'hote (B&B)
    Gites
    Employment in France
    Being employed
    Starting a business in France
    Interview with a property buyer

    Appendices
    Regions of France
    Alsace
    Aquitaine
    Auvergne
    Basse-Normandie
    Bourgogne
    Bretagne
    Centre
    Champagne-Ardenne
    Corse
    Franche-Comte
    Haute-Normandie
    Paris/Ile-de-France
    Languedoc-Roussillon
    Limousin
    Lorraine
    Midi-Pyrenees
    Nord-Pas-De-Calais
    Pays de la Loire
    Picardie
    Poitou-Charentes
    Provence-Alpes-Cote d'Azur
    Rhone-Alpes
    Region Statistics
    Glossary of property terms
    Glossary of older property styles
    Facts about France
    General
    Geography
    Population
    Society
    Culture
    Economy
    Transport
    A brief history of France
    Public holidays
    Useful addresses - embassies and consulates

    Further reading
    Index

    About Natalie Avella

    Natalie Avella is a part-time design writer and full-time francophile. She lives in London, fortunately close to Waterloo and an easy hop to the south of France.

    Other books by Natalie Avella
    Bulk buying
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