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- Product code: 22529
- ISBN: 1897597738,
ISBN13: 9781897597736,
440 pages, paperback
Published by Harriman House on 2006
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Description of The French Property Buyer's Handbook (2nd edition) |
This essential 2nd edition takes you through all the stages of buying a house and moving to France, covering everything a non-French person needs to know about:
Buying a house in France
- choosing the right area
- the different property styles
- looking for the right property
- dealing with property agents
- building your own house
- arranging finance for the purchase
- negotiating the property transaction
Living in France
- moving into your new house
- getting all the paperwork right
- opening bank accounts and tax
- health and the French social security system
- running a gite business
- finding a job or starting a business in France
Plus hundreds of tips and lots of advice on all those small matters that are key to making your purchase in France a success.
All this is explained in straight-forward language, supported by a wealth of tables, contact details for further information, and many case studies of people who have bought property in France.
Is this book for you?
The book is for anyone looking to buy a property in France to use as a holiday home, to work from, or to start a new life abroad.
It can be used as an active reference guide when "on the ground" in France, getting up early for that 8am appointment with an immobilier. But can also be used by people thinking about moving to France in the future, but who are not quite ready to make the move yet. This book highlights all the issues that you need to consider.
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Contents of The French Property Buyer's Handbook (2nd edition) |
About the author
Acknowledgements
Preface
What the book covers
Who the book is for
How the book is structured
Supporting web site
Introduction
1. It's a big decision - what to consider first
Where to buy
Getting to France
Hiring a car
Interview with a property buyer
2. Overview of the French property market
Interview with a property buyer
3. Choosing an area
Understanding France's communes, departements and regions
Interview with a property buyer
4. What type of property
Old property
The different styles of old property
Buying an old property
Renovating an old property
New property
Buying off-plan (sur plan)
Apartments (copropriete)
Management of the building
Annual meeting between owners
How charges are divided between apartments
Le Reglement de Copropriete
The area of your copropriete
Other information to feature in the acte de vente
Summary
Shared ownership (bi-propriete)
Timeshares
Costs of timeshares
Timeshare exchange
Timeshare law
Avoiding the Hard Sell
Owners Clubs
Renting
Interview with a property buyer
5. Building your own house
Architects
Using an architect
Fees
Questions to ask an architect's firm
If you already have architectural plans
Land
Finding land
Lotissements
Planning permission
Builders
Choosing a builder
Contracts
Mandatory guarantees and insurances
Builder problems
When the work is finished
Types of contracts
Using a maitre d'oeuvre (master of works)
Employing independent tradespeople and supervising the entire project yourself
Building an environmentally friendly property
Building a swimming pool
Builders merchants and DIY shops
Interview with a property buyer
6. How to find that perfect property
The internet
Agent immobilier (the estate agent)
Notaires
UK-based agents
Personal property searchers
Petites annonces (classifieds)
Auctions
Viewing and information in advance
The day of the auction
After the auction
Interviews with agencies in France
7. The property transaction
Surveys
Contracts and conveyancing
The role of the notaire
The preliminary contract (avant-contrat)
Checks made by the notaire following the avant-contrat
Pre-emption rights (Droits de pre-emption)
Final contract (acte de vente)
Legal advice
Fees for purchasing the property
Notaire's fees
Agent immobilier fees
Other payments
Mortgages
Where to get your mortgage?
Mortgage terms
Getting the process going
Interview with a property buyer
8. Moving in
Removals
Interview with a property buyer
9. Living in France
Visa requirements
Entry and residence of EU Nationals
Entry and residence of non EU Nationals
Currency
The Euro
Banks
La Banque de France
French bank
Banking at La Poste
English speaking banking services
Choosing your bank
Opening a bank account
Transferring money
Tax
Income tax
Capital gains tax
Wealth tax
Taxe sur la valeur ajoutee TVA (VAT)
Tax on pensions
Local taxes
Inheritance
Wills
French Succession Law
Inheritance Tax
Ownership en indivision
Clause Tontine
Change of matrimonial regime
Lifetime gifts
Societe Civile Immobiliere
Les Union Libres and P.A.C.S
Social security
Healthcare
Learning French
Evening courses
Specialised centres
Private tutoring
Self-study
Online courses
Telephone/Email tutorials
Bi-lingual magazines and books
Learning French in France
Childrens' education
State schools or private?
Registering your child with a state-run school
The stages of school
Energy in France
Electricity
Gas
Bottled gas
Solar energy
Using your fireplace
Heating with oil
Cost comparisons
Cars
Taking your car to France
Buying a car in France
Driving licences
Vehicle insurance
Taking pets abroad
Dogs and cats
Taking your horse or pony to France
Other pets (including rabbits and guinea pigs)
Animal welfare and the long journey
Holiday home swapping
Interview with a property buyer
10. Working in France
Running a gite or a B&B
Chambre d'hote (B&B)
Gites
Employment in France
Being employed
Starting a business in France
Interview with a property buyer
Appendices
Regions of France
Alsace
Aquitaine
Auvergne
Basse-Normandie
Bourgogne
Bretagne
Centre
Champagne-Ardenne
Corse
Franche-Comte
Haute-Normandie
Paris/Ile-de-France
Languedoc-Roussillon
Limousin
Lorraine
Midi-Pyrenees
Nord-Pas-De-Calais
Pays de la Loire
Picardie
Poitou-Charentes
Provence-Alpes-Cote d'Azur
Rhone-Alpes
Region Statistics
Glossary of property terms
Glossary of older property styles
Facts about France
General
Geography
Population
Society
Culture
Economy
Transport
A brief history of France
Public holidays
Useful addresses - embassies and consulates
Further reading
Index
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About Natalie Avella |
Natalie Avella is a part-time design writer and full-time francophile. She lives in London, fortunately close to Waterloo and an easy hop to the south of France.
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